Glossary · process
Proof of Loss
A sworn statement detailing your claim.
A Proof of Loss is a formal, sworn document listing damages, values, and your claim amount. The carrier may require it. The filing starts several statutory clocks.
In practice
Where you encounter "Proof of Loss" in Florida claims
Policyholders see "Proof of Loss" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know these too
Related terms
Your initial report of a claim to the insurance carrier.
Steps you take to prevent further damage after a loss.
A state-licensed professional who represents policyholders.
A carrier-employed adjuster who represents the carrier.
A contract adjuster hired by the carrier.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Where else this term matters
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
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All 67 Florida counties.
Every claim term defined.
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Common problems answered.
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Free review. No fee unless we recover more.
Glossary
Related insurance terms
Related glossary entry: Estimate.
Related glossary entry: Total Loss.
Related glossary entry: Aftermarket Parts.
Related glossary entry: Loss Settlement.
Related glossary entry: Inspection.
Related glossary entry: Adjuster's Field Note.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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