Team
The Licensed Florida Public Adjusters Behind PANM
Meet the licensed Florida public adjusters who write, review, and represent PANM readers. All DFS-licensed under FS 626.854.
Licensed professionals
Our team
Every content page on PANM is reviewed by a licensed Florida public adjuster. Our team operates under Florida Statute 626.854. License numbers are disclosed below. Verify any license at the Florida DFS license lookup tool.
Founder
Eli Goins
Florida public adjuster. Founder of Ocean Point Claims Company. Representing Florida policyholders across residential and commercial property claims. DFS license pending display. Extended bio available at the Ocean Point Claims Company site.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Trust
License verification
Florida public adjuster licenses are publicly verifiable. Use the DFS license lookup to confirm any adjuster's active license status. Also consider reviewing DFS disciplinary history if publicly available.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
No obligation. No fee unless recovery.
Work directly with our licensed team on your claim.
Free review. No fee unless we recover more.
Know the law
Related statutes
FS 626.854 Public Adjuster Licensing
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Homeowner Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
See also
Related
About
Who we are.
Methodology
How we research and review.
Disclosures
Advertising and licensing disclosures.
Privacy
Data handling.
Terms
Terms of using this site.
Accessibility
Accessibility commitments.
First 48 Hours
Emergency playbooks for every property damage type.
Claim Process
Every stage from first notice to settlement.
Florida Law
Statutes that protect policyholders.
Denied Claims
Every common denial reason explained.
Carriers
Every Florida insurance carrier profiled.
Locations
All 67 Florida counties.
Glossary
Every claim term defined.
Claim Types
Hurricane, water, fire, roof, more.
Storms
Every major Florida storm profiled.
Calculators
Decision and settlement tools.
Case Studies
Real Florida recoveries.
Help Center
Common problems answered.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.