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Florida public adjuster office

Team

The Licensed Florida Public Adjusters Behind PANM

Meet the licensed Florida public adjusters who write, review, and represent PANM readers. All DFS-licensed under FS 626.854.

Licensed professionals

Our team

Every content page on PANM is reviewed by a licensed Florida public adjuster. Ocean Point Claims Company operates under Florida Statute 626.854. The license number is disclosed below. Verify any license at the Florida DFS license lookup tool.

Founder

Eli Goins

Florida public adjuster. Founder of Ocean Point Claims Company. Representing Florida policyholders across residential and commercial property claims. Florida DFS public adjuster license #P159790. Extended bio available at the Ocean Point Claims Company site.

Free claim review

Get a free claim review from a licensed Florida public adjuster.

We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

Trust

License verification

Florida public adjuster licenses are publicly verifiable. Use the DFS license lookup to confirm any adjuster's active license status. Also consider reviewing DFS disciplinary history if publicly available.

Free claim review

Still building your claim? We can help right now.

A licensed Florida public adjuster will review your policy and loss documentation for free.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

No obligation. No fee unless recovery.

Work directly with a licensed Florida public adjuster on your claim.

Free review. No fee unless we recover more.

Know the law

Related statutes

See also

Reviewed: April 24, 2026

Free claim review

Your policy says more than you think. Find out what you are actually owed.

Licensed Florida public adjusters. Free claim review. No recovery, no fee.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

Why PANM

We work for policyholders, not insurance companies.

Public adjusters are licensed by the state of Florida (DFS) to represent you, the policyholder, in your insurance claim. We read the policy, document the loss, negotiate the settlement, and fight for what your coverage already promises.

  • Licensed & certified by Florida DFS
    Ocean Point Claims Company is a Florida-licensed public adjusting firm, FL DFS #W829547. Its public adjuster is licensed by the state, in good standing, and verifiable through the DFS licensee search.
  • Experienced. Contingency-based.
    Decades of Florida claim experience. Our fee comes from the settlement increase, not from your pocket upfront.
  • Policy-first review
    We read your policy, including the endorsements most homeowners never see.
(888) 824-1306
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