Team
The Licensed Florida Public Adjusters Behind PANM
Meet the licensed Florida public adjusters who write, review, and represent PANM readers. All DFS-licensed under FS 626.854.
Licensed professionals
Our team
Every content page on PANM is reviewed by a licensed Florida public adjuster. Our team operates under Florida Statute 626.854. License numbers are disclosed below. Verify any license at the Florida DFS license lookup tool.
Founder
Eli Goins
Florida public adjuster. Founder of Ocean Point Claims Company. Representing Florida policyholders across residential and commercial property claims. DFS license pending display. Extended bio available at the Ocean Point Claims Company site.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Trust
License verification
Florida public adjuster licenses are publicly verifiable. Use the DFS license lookup to confirm any adjuster's active license status. Also consider reviewing DFS disciplinary history if publicly available.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
No obligation. No fee unless recovery.
Free review. No fee unless we recover more.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
See also
Related
Who we are.
How we research and review.
Advertising and licensing disclosures.
Data handling.
Terms of using this site.
Accessibility commitments.
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
Every Florida insurance carrier profiled.
All 67 Florida counties.
Every claim term defined.
Hurricane, water, fire, roof, more.
Every major Florida storm profiled.
Decision and settlement tools.
Real Florida recoveries.
Common problems answered.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.