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Public AdjusterNear Me
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Disclosures

What you should know about this site.

Advertising Material

Public Adjuster Near Me is the website of Ocean Point Claims Company, LLC, a Florida-licensed public adjusting firm (FL DFS #W829547). When you submit a claim review, your information goes to the firm and a licensed public adjuster contacts you.

Licensing

Florida public adjusters are licensed by the Florida Department of Financial Services (DFS) under Florida Statute 626.854. License status can be verified at the Florida DFS license lookup tool.

Public Adjuster Near Me is operated by Ocean Point Claims Company, LLC , FL DFS Lic. No. W829547.

Not Legal Advice

Content on this site is educational. It is not legal or insurance advice. For case-specific guidance, consult a licensed public adjuster or attorney.

Case Study Disclosures

Case studies presented on this site are worked examples drawn from common Florida property claim patterns. They do not describe any specific claim or client, and the dollar figures shown are not actual settlement amounts. Past results do not guarantee future outcomes. Every claim is decided on its own facts.

Fees

Florida public adjuster fees are contingency-based. Fees are capped by Florida Statute 626.854 (10% of the claim payment for claims tied to a declared state of emergency, up to 20% otherwise). No fee is due unless the public adjuster secures a settlement recovery.

Why PANM

We work for policyholders, not insurance companies.

Public adjusters are licensed by the state of Florida (DFS) to represent you, the policyholder, in your insurance claim. We read the policy, document the loss, negotiate the settlement, and fight for what your coverage already promises.

  • Licensed & certified by Florida DFS
    Ocean Point Claims Company is a Florida-licensed public adjusting firm, FL DFS #W829547. Its public adjuster is licensed by the state, in good standing, and verifiable through the DFS licensee search.
  • Experienced. Contingency-based.
    Decades of Florida claim experience. Our fee comes from the settlement increase, not from your pocket upfront.
  • Policy-first review
    We read your policy, including the endorsements most homeowners never see.
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