For Professionals
Contractors, realtors, property managers: partner with us.
How contractors, realtors, and property managers work with licensed Florida public adjusters to serve clients better.
CLUE Reports and Florida Home Sales
Comprehensive Loss Underwriting Exchange reports show claims history. Florida sellers must disclose. Buyers should request it.
Property ManagersCondo Association vs Unit Owner Claim Splits
HOA master policy covers the structure. Unit owner HO-6 covers the interior. Knowing where the line falls saves months of claim disputes.
ContractorsDocumenting Damage for Insurance Claims
What your photos, notes, and estimates need to include to survive a carrier challenge and support a supplemental claim.
Property ManagersDocumenting Tenant-Caused Damage for Insurance
Landlord insurance may or may not cover tenant-caused damage. Documentation determines whether the claim holds.
ContractorsFlorida Assignment of Benefits Reform: What Changed
Post-2019 AOB reform changed how contractors can engage with insurance claims. FS 627.7152 governs. Know the new rules.
RealtorsFour-Point and Wind Mit Inspections for Closing
Required for most Florida home sales. When to schedule, what they cost, and how results affect closing.
RealtorsHelping Buyers Understand Florida Insurance
Post-Hurricane Ian, Florida insurance got harder and more expensive. What realtors should tell buyers about coverage, deductibles, and Citizens.
ContractorsHow Contractors and Public Adjusters Work Together
The PA-contractor workflow. When you lead, when they lead, and how to split the claim-versus-repair lanes cleanly.
RealtorsNavigating Home Sales with Open Insurance Claims
Active claims complicate closings. Assignability, proceeds allocation, and disclosure all come into play. How to close clean.
Property ManagersRental Property Insurance Claims for Property Managers
DP-3 policies are different from HO-3. Loss of rental income, tenant damage, and landlord duties affect claim handling.
ContractorsSupplemental Claims Process in Florida
When demolition reveals damage not in the original scope. How to supplement without losing the claim to notice-deadline challenges.
Property ManagersWhen Property Managers Should Bring in a Public Adjuster
Multi-unit claims, commercial properties, and complex rental portfolios benefit from PA representation. Know the thresholds.
RealtorsWhen to Recommend a Public Adjuster to Your Clients
Your client's claim is taking too long, the offer is low, or the carrier is difficult. Knowing when to refer to a PA is a value-add.
ContractorsWhen Your Customer Needs a Public Adjuster
Situations where your customer's claim will benefit from public adjuster representation. How recognizing these situations helps you complete more projects.
ContractorsXactimate Basics for Florida Contractors
Insurance claim scopes are built in Xactimate. Understanding it aligns your estimates with carrier estimates and reduces dispute friction.
Free claim review
Partner with Ocean Point Claims Company.
Build a referral relationship with a licensed Florida public adjuster firm.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
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