For Property Managers
When Property Managers Should Bring in a Public Adjuster
Multi-unit claims, commercial properties, and complex rental portfolios benefit from PA representation. Know the thresholds.
Multi-unit claims, commercial properties, and complex rental portfolios benefit from PA representation. Know the thresholds.
Context
Overview
Property managers juggle multiple claims and carriers. Public adjusters handle the claim work so managers can focus on operations. For multi-unit or high-value claims, PA representation often pays for itself several times over.
How it works
Workflow
- 01
Step 1
Evaluate claim complexity and potential recovery
- 02
Step 2
Consult landlord before engaging
- 03
Step 3
Engage PA for claims over a threshold (typical $25,000)
- 04
Step 4
Coordinate between PA and tenants
- 05
Step 5
Document everything for PA to reference
- 06
Step 6
Track claim progress

Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Avoid these
Common mistakes
- XTrying to handle complex commercial claims alone
- XMissing supplemental opportunities because of bandwidth
- XNot consulting landlord before engaging PA
No obligation. No fee unless recovery.
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Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Related statutes
FS 626.854 Public Adjuster Licensing
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Homeowner Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
Go deeper
Related resources
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For professionals
Other resources for professionals
Supplemental Claims Process in Florida
Another guide for contractors, realtors, and property managers.
Navigating Home Sales with Open Insurance Claims
Another guide for contractors, realtors, and property managers.
Condo Association vs Unit Owner Claim Splits
Another guide for contractors, realtors, and property managers.
CLUE Reports and Florida Home Sales
Another guide for contractors, realtors, and property managers.
When Your Customer Needs a Public Adjuster
Another guide for contractors, realtors, and property managers.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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