For Realtors
When to Recommend a Public Adjuster to Your Clients
Your client's claim is taking too long, the offer is low, or the carrier is difficult. Knowing when to refer to a PA is a value-add.
Your client's claim is taking too long, the offer is low, or the carrier is difficult. Knowing when to refer to a PA is a value-add.
Context
Overview
Realtors who recognize claim trouble and refer clients to licensed public adjusters build loyalty and referrals. You are not practicing insurance; you are recommending expertise.
How it works
Workflow
- 01
Step 1
Ask clients about open insurance issues during listing or purchase
- 02
Step 2
Note delays, low offers, or denial issues
- 03
Step 3
Refer to a licensed Florida public adjuster
- 04
Step 4
Stay out of the claim itself (not your role)
- 05
Step 5
Reconnect after claim resolution
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Avoid these
Common mistakes
- XDiscussing claim strategy yourself
- XAccepting referral fees (regulated in Florida)
- XAssuming the carrier will treat your client fairly by default
No obligation. No fee unless recovery.
Build referral relationships with a licensed Florida public adjuster.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
Go deeper
Related resources
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
Every Florida insurance carrier profiled.
All 67 Florida counties.
Every claim term defined.
Hurricane, water, fire, roof, more.
Every major Florida storm profiled.
Decision and settlement tools.
Real Florida recoveries.
Common problems answered.
For professionals
Other resources for professionals
Another guide for contractors, realtors, and property managers.
Another guide for contractors, realtors, and property managers.
Another guide for contractors, realtors, and property managers.
Another guide for contractors, realtors, and property managers.
Another guide for contractors, realtors, and property managers.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Florida claim updates
Real Florida claim case studies, statute updates, and the carrier behavior we see most. Unsubscribe anytime.
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