Glossary · process
Inspection
On-site assessment of damage by a carrier representative.
Inspections typically occur within 30-45 days of FNOL. Company adjusters, independent adjusters, or contracted engineers may perform. Your documentation during inspection is as important as theirs.
In practice
Where you encounter "Inspection" in Florida claims
Policyholders see "Inspection" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Know these too
Related terms
First-Party Claim
A claim you file against your own insurance policy.
Third-Party Claim
A claim filed against someone else's insurance policy.
Claims History
Record of your past insurance claims.
CLUE Report
Comprehensive Loss Underwriting Exchange report of claim history.
Mitigation Cost
Reimbursable expenses for emergency damage prevention.
Reserve
Carrier-set aside funds earmarked for a claim.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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Where else this term matters
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Glossary
Related insurance terms
Adjuster's Field Note
Related glossary entry: Adjuster's Field Note.
Florida Statute 627.7152
Related glossary entry: Florida Statute 627.7152.
Depreciation
Related glossary entry: Depreciation.
Claim Number
Related glossary entry: Claim Number.
Continuous Trigger
Related glossary entry: Continuous Trigger.
Insurable Interest
Related glossary entry: Insurable Interest.
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Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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