Glossary · process
Claim Number
The unique identifier the carrier assigns your claim.
Provided at FNOL. Every subsequent communication, document, and correspondence should reference this number.
In practice
Where you encounter "Claim Number" in Florida claims
Policyholders see "Claim Number" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know these too
Related terms
First Notice of Loss
Your initial report of a claim to the insurance carrier.
Proof of Loss
A sworn statement detailing your claim.
Mitigation
Steps you take to prevent further damage after a loss.
Public Adjuster
A state-licensed professional who represents policyholders.
Company Adjuster
A carrier-employed adjuster who represents the carrier.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Where else this term matters
First 48 Hours
Emergency playbooks for every property damage type.
Claim Process
Every stage from first notice to settlement.
Florida Law
Statutes that protect policyholders.
Denied Claims
Every common denial reason explained.
Carriers
Every Florida insurance carrier profiled.
Locations
All 67 Florida counties.
Glossary
Every claim term defined.
Claim Types
Hurricane, water, fire, roof, more.
Storms
Every major Florida storm profiled.
Calculators
Decision and settlement tools.
Case Studies
Real Florida recoveries.
Help Center
Common problems answered.
No obligation. No fee unless recovery.
Need a claim reviewed? A licensed Florida public adjuster can help.
Free review. No fee unless we recover more.
Glossary
Related insurance terms
Continuous Trigger
Related glossary entry: Continuous Trigger.
Insurable Interest
Related glossary entry: Insurable Interest.
Scheduled Endorsement
Related glossary entry: Scheduled Endorsement.
Moisture Meter
Related glossary entry: Moisture Meter.
Replacement Cost Value (RCV)
Related glossary entry: Replacement Cost Value (RCV).
Mitigation
Related glossary entry: Mitigation.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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