Glossary · process
Mitigation
Steps you take to prevent further damage after a loss.
Your policy requires you to prevent further damage. Tarps, water extraction, board-up, and fans are standard mitigation. Failure to mitigate can reduce or deny coverage for the additional damage.
In practice
Where you encounter "Mitigation" in Florida claims
Policyholders see "Mitigation" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Related terms
First Notice of Loss
Your initial report of a claim to the insurance carrier.
Proof of Loss
A sworn statement detailing your claim.
Public Adjuster
A state-licensed professional who represents policyholders.
Company Adjuster
A carrier-employed adjuster who represents the carrier.
Independent Adjuster
A contract adjuster hired by the carrier.
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What kind of damage?
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Where else this term matters
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Glossary
Related insurance terms
Builders Risk
Related glossary entry: Builders Risk.
Scope Sheet
Related glossary entry: Scope Sheet.
Frozen Pipe Damage
Related glossary entry: Frozen Pipe Damage.
Reasonable Rental Value
Related glossary entry: Reasonable Rental Value.
Appraisal Clause
Related glossary entry: Appraisal Clause.
Underinsurance
Related glossary entry: Underinsurance.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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