Glossary · process
Mitigation
Steps you take to prevent further damage after a loss.
Your policy requires you to prevent further damage. Tarps, water extraction, board-up, and fans are standard mitigation. Failure to mitigate can reduce or deny coverage for the additional damage.
In practice
Where you encounter "Mitigation" in Florida claims
Policyholders see "Mitigation" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Related terms
Your initial report of a claim to the insurance carrier.
A sworn statement detailing your claim.
A state-licensed professional who represents policyholders.
A carrier-employed adjuster who represents the carrier.
A contract adjuster hired by the carrier.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Where else this term matters
Emergency playbooks for every property damage type.
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Every common denial reason explained.
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Glossary
Related insurance terms
Related glossary entry: Builders Risk.
Related glossary entry: Scope Sheet.
Related glossary entry: Frozen Pipe Damage.
Related glossary entry: Reasonable Rental Value.
Related glossary entry: Appraisal Clause.
Related glossary entry: Underinsurance.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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