Glossary · legal
Appraisal Clause
Policy provision for binding dispute resolution on claim amount.
Most policies include an appraisal clause. Each side picks an appraiser; they jointly select an umpire. Decision is binding. Useful when scope/amount is disputed but coverage is not.
In practice
Where you encounter "Appraisal Clause" in Florida claims
Policyholders see "Appraisal Clause" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Related terms
Subrogation Waiver
Agreement to waive your right of subrogation.
Bad Faith
Insurer conduct that violates duties of good faith and fair dealing.
Civil Remedy Notice
Statutory notice required before a bad-faith lawsuit.
Umpire
Neutral third party in the appraisal process.
Demand Letter
Formal written demand for payment or action.
Statute of Limitations
Time limit to file a lawsuit.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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Where else this term matters
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Glossary
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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