Appraisal Clause
Policy provision for binding dispute resolution on claim amount.
Most policies include an appraisal clause. Each side picks an appraiser; they jointly select an umpire. Decision is binding. Useful when scope/amount is disputed but coverage is not.
In practice
Where you encounter "Appraisal Clause" in Florida claims
Policyholders see "Appraisal Clause" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know these too
Related terms
Agreement to waive your right of subrogation.
Insurer conduct that violates duties of good faith and fair dealing.
Statutory notice required before a bad-faith lawsuit.
Neutral third party in the appraisal process.
Formal written demand for payment or action.
Time limit to file a lawsuit.
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
Every Florida insurance carrier profiled.
All 67 Florida counties.
Every claim term defined.
Hurricane, water, fire, roof, more.
Every major Florida storm profiled.
Decision and settlement tools.
Real Florida recoveries.
Common problems answered.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
Related glossary entry: Underinsurance.
Related glossary entry: Xactimate.
Related glossary entry: Company Adjuster.
Related glossary entry: Thermal Imaging.
Related glossary entry: Exclusion Endorsement.
Related glossary entry: Progressive Loss.
No obligation. No fee unless recovery.
Free review. No fee unless we recover more.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Browse more