Glossary · process
Third-Party Claim
A claim filed against someone else's insurance policy.
Third-party claims arise when someone else causes your loss. Auto accidents, dog bites, and contractor errors are common third-party claim contexts. Your homeowners subrogation is a third-party claim on the at-fault party's policy.
In practice
Where you encounter "Third-Party Claim" in Florida claims
Policyholders see "Third-Party Claim" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
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- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know these too
Related terms
A claim you file against your own insurance policy.
Record of your past insurance claims.
Comprehensive Loss Underwriting Exchange report of claim history.
On-site assessment of damage by a carrier representative.
Reimbursable expenses for emergency damage prevention.
Carrier-set aside funds earmarked for a claim.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Where else this term matters
Emergency playbooks for every property damage type.
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Free review. No fee unless we recover more.
Glossary
Related insurance terms
Related glossary entry: Loss of Income.
Related glossary entry: Public Adjuster.
Related glossary entry: Non-Renewal.
Related glossary entry: Named Perils.
Related glossary entry: Expiration Date.
Related glossary entry: Constructive Total Loss.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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