Glossary · coverage
Non-Renewal
Carrier decision not to renew your policy at expiration.
Carriers must provide statutory notice of non-renewal (typically 45-90 days). Florida reinsurance market conditions have increased non-renewals significantly since 2020.
In practice
Where you encounter "Non-Renewal" in Florida claims
Policyholders see "Non-Renewal" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Related terms
The person explicitly listed on the policy declarations page.
A person or entity added to a policy for limited coverage.
Another term for endorsement, often used for scheduled items.
The dates during which your policy is active.
The date coverage begins.
The date coverage ends unless renewed.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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Where else this term matters
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
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Glossary
Related insurance terms
Related glossary entry: Named Perils.
Related glossary entry: Expiration Date.
Related glossary entry: Constructive Total Loss.
Related glossary entry: Policy Limit.
Related glossary entry: Catastrophic Ground Cover Collapse.
Related glossary entry: Additional Living Expense (ALE).
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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