Glossary · coverage
Named Insured
The person explicitly listed on the policy declarations page.
The named insured has the broadest coverage. Other household members, tenants, and guests have limited derivative coverage. Review your declarations page to verify the named insured is correct.
In practice
Where you encounter "Named Insured" in Florida claims
Policyholders see "Named Insured" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
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Know these too
Related terms
A person or entity added to a policy for limited coverage.
Another term for endorsement, often used for scheduled items.
The dates during which your policy is active.
The date coverage begins.
The date coverage ends unless renewed.
Termination of policy before expiration.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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Where else this term matters
Emergency playbooks for every property damage type.
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Statutes that protect policyholders.
Every common denial reason explained.
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Glossary
Related insurance terms
Related glossary entry: Forced Place Insurance.
Related glossary entry: Proof of Loss.
Related glossary entry: Estimate.
Related glossary entry: Total Loss.
Related glossary entry: Aftermarket Parts.
Related glossary entry: Loss Settlement.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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