Glossary · estimating
Aftermarket Parts
Non-OEM materials used in repairs.
Aftermarket parts are functionally equivalent replacements not made by the original manufacturer. Carriers prefer them for cost. You can demand OEM for specific items if policy allows.
In practice
Where you encounter "Aftermarket Parts"
Policyholders see "Aftermarket Parts" referenced in policy language, claim correspondence, and scope documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See FS 626.854 on public adjuster representation and FS 627.70131 on carrier duties.
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Know these too
Related terms
Cost of Service
Labor rates used in estimates, by trade and region.
Rebuild Cost
Cost to reconstruct the home from foundation up.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
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Related resources
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Glossary
Related insurance terms
Loss Settlement
Related glossary entry: Loss Settlement.
Inspection
Related glossary entry: Inspection.
Adjuster's Field Note
Related glossary entry: Adjuster's Field Note.
Florida Statute 627.7152
Related glossary entry: Florida Statute 627.7152.
Depreciation
Related glossary entry: Depreciation.
Claim Number
Related glossary entry: Claim Number.
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Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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