Glossary · coverage
Policy Limit
The maximum your carrier will pay.
Your policy limit is the cap on recovery for each coverage category. Coverage A, B, C, D each have separate limits.
In practice
Where you encounter "Policy Limit" in Florida claims
Policyholders see "Policy Limit" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Know these too
Related terms
Actual Cash Value
The depreciated value of damaged property.
Replacement Cost Value
The full cost to replace damaged property at current prices.
Hurricane Deductible
A percentage-based deductible for named hurricanes.
Coverage A
Dwelling coverage for the structure of your home.
Coverage B
Other Structures coverage.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
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- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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Where else this term matters
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Glossary
Related insurance terms
Catastrophic Ground Cover Collapse
Related glossary entry: Catastrophic Ground Cover Collapse.
Additional Living Expense (ALE)
Related glossary entry: Additional Living Expense (ALE).
Blanket Coverage
Related glossary entry: Blanket Coverage.
Market Share
Related glossary entry: Market Share.
Hurricane Deductible
Related glossary entry: Hurricane Deductible.
Umbrella Policy
Related glossary entry: Umbrella Policy.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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