Glossary · process
Mitigation Cost
Reimbursable expenses for emergency damage prevention.
Tarps, water extraction, board-up, fans, emergency plumbing: all reimbursable under your policy's mitigation provisions. Save every receipt.
In practice
Where you encounter "Mitigation Cost" in Florida claims
Policyholders see "Mitigation Cost" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Know these too
Related terms
First-Party Claim
A claim you file against your own insurance policy.
Third-Party Claim
A claim filed against someone else's insurance policy.
Claims History
Record of your past insurance claims.
CLUE Report
Comprehensive Loss Underwriting Exchange report of claim history.
Inspection
On-site assessment of damage by a carrier representative.
Reserve
Carrier-set aside funds earmarked for a claim.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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Go deeper
Where else this term matters
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Glossary
Related insurance terms
Surplus Lines
Related glossary entry: Surplus Lines.
Scope of Loss
Related glossary entry: Scope of Loss.
Declarations Page
Related glossary entry: Declarations Page.
Code Upgrade
Related glossary entry: Code Upgrade.
Cure Period
Related glossary entry: Cure Period.
Partial Payment
Related glossary entry: Partial Payment.
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Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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