Glossary · process
Ozone Treatment
Oxidation-based smoke and odor remediation.
Ozone treatment breaks down smoke molecules. Must be performed by professionals with vacated premises. Duration and ozone level vary by contamination severity.
In practice
Where you encounter "Ozone Treatment" in Florida claims
Policyholders see "Ozone Treatment" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Know these too
Related terms
First-Party Claim
A claim you file against your own insurance policy.
Third-Party Claim
A claim filed against someone else's insurance policy.
Claims History
Record of your past insurance claims.
CLUE Report
Comprehensive Loss Underwriting Exchange report of claim history.
Inspection
On-site assessment of damage by a carrier representative.
Mitigation Cost
Reimbursable expenses for emergency damage prevention.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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Where else this term matters
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Glossary
Related insurance terms
Experience Modifier
Related glossary entry: Experience Modifier.
Property Schedule
Related glossary entry: Property Schedule.
Subrogation Waiver
Related glossary entry: Subrogation Waiver.
Fortification Discount
Related glossary entry: Fortification Discount.
Policy Period Extension
Related glossary entry: Policy Period Extension.
Business Personal Property
Related glossary entry: Business Personal Property.
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Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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