Glossary · coverage
Fortification Discount
Premium credit for hurricane-resistant construction.
Fortified construction (impact windows, hurricane straps, roof deck adhesive) earns significant wind premium discounts.
In practice
Where you encounter "Fortification Discount"
Policyholders encounter "Fortification Discount" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Related
Related terms
Identifier for specific policy endorsement.
Coverage continuation via endorsement.
Coverage insufficient for full rebuild.
Removal of damaged material from site.
Coverage for income lost during restoration.
Contents owned for business use.
Know the law
Related statutes
Public adjuster.
Carrier duties.
Notice deadlines.
Bill of Rights.
Matching.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
Carrier profiles.
All 67 counties.
Claim terms.
Damage categories.
Storm profiles.
Decision tools.
Real recoveries.
Common problems.
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Glossary
Related insurance terms
Related glossary entry: Policy Period Extension.
Related glossary entry: Business Personal Property.
Related glossary entry: Demand Letter.
Related glossary entry: Earthquake Endorsement.
Related glossary entry: Personal Property Replacement Cost.
Related glossary entry: Partial Loss.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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