Glossary · coverage
Business Personal Property
Contents owned for business use.
Commercial coverage category. Home-based businesses typically need business-pursuits endorsement for similar coverage.
In practice
Where you encounter "Business Personal Property"
Policyholders encounter "Business Personal Property" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
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Related
Related terms
Endorsement Number
Identifier for specific policy endorsement.
Policy Period Extension
Coverage continuation via endorsement.
Underinsurance
Coverage insufficient for full rebuild.
Debris Removal
Removal of damaged material from site.
Loss of Income
Coverage for income lost during restoration.
Builders Risk
Insurance during construction.
Know the law
Related statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Related resources
First 48 Hours
Emergency playbooks.
Claim Process
FNOL to settlement.
Florida Law
Statutes.
Denied Claims
Denial reasons.
Carriers
Carrier profiles.
Locations
All 67 counties.
Glossary
Claim terms.
Claim Types
Damage categories.
Storms
Storm profiles.
Calculators
Decision tools.
Case Studies
Real recoveries.
Help Center
Common problems.
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Glossary
Related insurance terms
Demand Letter
Related glossary entry: Demand Letter.
Earthquake Endorsement
Related glossary entry: Earthquake Endorsement.
Personal Property Replacement Cost
Related glossary entry: Personal Property Replacement Cost.
Partial Loss
Related glossary entry: Partial Loss.
Deemed Rejected
Related glossary entry: Deemed Rejected.
Additional Insured
Related glossary entry: Additional Insured.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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