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Florida Carrier Response Time Estimator.

Given your carrier and claim type, estimates how long each stage of your claim will take.

Acknowledgment
FS 627.70131 (14 days)
May 9, 2026
Inspection
30-45 days typical
May 30, 2026
Decision (pay or deny)
60 days after proof of loss
June 24, 2026
Initial payment
Per FS 627.7031
July 9, 2026

Generic Florida carrier estimate per FS 627.70131 statutory deadlines. These are ranges, not guarantees. Your claim may move faster or slower depending on scope and carrier load.

Given your carrier and claim type, estimates how long each stage of your claim will take.

Mechanism

How it works

Uses FS 627.70131 statutory deadlines combined with known carrier-specific averages to estimate timelines for acknowledgment, inspection, and decision.

Output

What it tells you

Expected timeline for each stage of your claim with your specific carrier.

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Step 1 of 6· Damage17%

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This tool is advisory.

Tool outputs inform decisions but do not replace a licensed professional review. For significant claims, consult a licensed Florida public adjuster.

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Step 1 of 6· Damage17%

What kind of damage?

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Reviewed: April 24, 2026

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  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 6· Damage17%

What kind of damage?

Pick the closest match. We will ask for details later.

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