Do I Need a Public Adjuster? Florida Decision Tool.
Answer 5 questions and find out whether a public adjuster makes sense for your specific situation.
What happened?
Answer 5 questions and find out whether a public adjuster makes sense for your specific situation.
Mechanism
How it works
The tool asks about your claim size, carrier response, denial status, and complexity. Based on your answers, it recommends whether to proceed alone, use a public adjuster, or consider legal counsel.
Output
What it tells you
Whether your claim complexity warrants representation, and what type.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
This tool is advisory.
Tool outputs inform decisions but do not replace a licensed professional review. For significant claims, consult a licensed Florida public adjuster.
No obligation. No fee unless recovery.
Need more than a calculator? Free claim review.
Licensed Florida public adjuster. No fee unless we recover more.
Explore more
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Enter your date of loss. The tool calculates your notice, supplemental, and litigation deadlines per Florida statute.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Related resources
First 48 Hours
Emergency playbooks for every property damage type.
Claim Process
Every stage from first notice to settlement.
Florida Law
Statutes that protect policyholders.
Denied Claims
Every common denial reason explained.
Carriers
Every Florida insurance carrier profiled.
Locations
All 67 Florida counties.
Glossary
Every claim term defined.
Claim Types
Hurricane, water, fire, roof, more.
Storms
Every major Florida storm profiled.
Calculators
Decision and settlement tools.
Case Studies
Real Florida recoveries.
Help Center
Common problems answered.
Calculators
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Another Florida claim calculator or decision tool.
ALE Calculator
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Wind Mitigation Credit Estimator
Another Florida claim calculator or decision tool.
Estimate Comparison Tool. Carrier vs Contractor.
Another Florida claim calculator or decision tool.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Browse more