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Florida Claim Filing Deadline Tracker. tool interface graphic
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Florida Claim Filing Deadline Tracker.

Enter your date of loss. The tool calculates your notice, supplemental, and litigation deadlines per Florida statute.

Initial notice deadline
FS 627.70132
September 7, 2027
Supplemental claim deadline
FS 627.70132
March 7, 2028
Mediation request window
FS 627.7015 (approx.)
By December 6, 2026
CRN filing reasonable window
FS 624.155
After November 6, 2026

Estimates based on Florida statutory windows for policies issued or renewed on or after December 16, 2022; policies last renewed before that date generally carry 2-year initial and 3-year supplemental windows. Exact deadlines depend on your policy language and case specifics. Consult a licensed Florida public adjuster or attorney for authoritative guidance.

Enter your date of loss. The tool calculates your notice, supplemental, and litigation deadlines per Florida statute.

Mechanism

How it works

FS 627.70132 sets 1-year initial notice and 18-month supplemental windows for policies issued or renewed on or after December 16, 2022 (older policies may have 2- and 3-year windows); suit limitations are in Chapter 95 (see /florida-law/fs-95-11), and presuit notice is FS 627.70152. This tool computes each specific date.

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We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

Output

What it tells you

Your exact statutory deadlines for every claim action.

This tool is advisory.

Tool outputs inform decisions but do not replace a licensed professional review. For significant claims, consult a licensed Florida public adjuster.

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Still building your claim? We can help right now.

A licensed Florida public adjuster will review your policy and loss documentation for free.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

No obligation. No fee unless recovery.

Need more than a calculator? Free claim review.

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Reviewed: April 24, 2026

Free claim review

Your policy says more than you think. Find out what you are actually owed.

Licensed Florida public adjusters. Free claim review. No recovery, no fee.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 3· Damage33%

What kind of damage?

Pick the closest match. We will ask for details next.

Why PANM

We work for policyholders, not insurance companies.

Public adjusters are licensed by the state of Florida (DFS) to represent you, the policyholder, in your insurance claim. We read the policy, document the loss, negotiate the settlement, and fight for what your coverage already promises.

  • Licensed & certified by Florida DFS
    Ocean Point Claims Company is a Florida-licensed public adjusting firm, FL DFS #W829547. Its public adjuster is licensed by the state, in good standing, and verifiable through the DFS licensee search.
  • Experienced. Contingency-based.
    Decades of Florida claim experience. Our fee comes from the settlement increase, not from your pocket upfront.
  • Policy-first review
    We read your policy, including the endorsements most homeowners never see.
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