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Settlement Gap Analyzer. How much your carrier may be underpaying. tool interface graphic
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Settlement Gap Analyzer. How much your carrier may be underpaying.

Compare your carrier's offer against typical scope of loss for your damage type. Identifies likely gaps.

Expected final settlement range
$45,000$112,500
Median: $78,750 · Potential gap: $53,750
CAT team scopes routinely miss latent roof decking, code upgrades, and contents.

Ranges based on Florida public adjuster recovery patterns. Individual outcomes vary with policy, scope, and documentation. This tool is not a guarantee.

Compare your carrier's offer against typical scope of loss for your damage type. Identifies likely gaps.

Mechanism

How it works

Enter the carrier offer and damage type. The tool compares against Florida median settlements for similar claims and flags areas where offers are typically lowballed.

Output

What it tells you

How much, statistically, your offer may be below full-scope value.

Free claim review

Get a free claim review from a licensed Florida public adjuster.

We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 6· Damage17%

What kind of damage?

Pick the closest match. We will ask for details later.

This tool is advisory.

Tool outputs inform decisions but do not replace a licensed professional review. For significant claims, consult a licensed Florida public adjuster.

No obligation. No fee unless recovery.

Need more than a calculator? Free claim review.

Licensed Florida public adjuster. No fee unless we recover more.

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Free claim review

Still building your claim? We can help right now.

A licensed Florida public adjuster will review your policy and loss documentation for free.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 6· Damage17%

What kind of damage?

Pick the closest match. We will ask for details later.

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Reviewed: April 24, 2026

Free claim review

Your policy says more than you think. Find out what you are actually owed.

Licensed Florida public adjusters. Free claim review. No recovery, no fee.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
Step 1 of 6· Damage17%

What kind of damage?

Pick the closest match. We will ask for details later.

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