Glossary · estimating
Sales Tax
Tax on material costs, added to estimates.
Sales tax on materials is a reimbursable component of the loss. Carrier estimates should include Florida's applicable state and local sales tax. Verify it is present.
In practice
Where you encounter "Sales Tax" in Florida claims
Policyholders see "Sales Tax" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Know these too
Related terms
Estimate
Projected cost of repair.
Xactimate
Industry-standard insurance estimating software.
Line Item
A single entry in a scope of loss, with quantity and price.
Price List
Regional labor and material cost reference used in estimates.
O&P
Contractor overhead and profit, typically 20% added to estimates.
Depreciation Schedule
The formula used to calculate depreciation on contents and materials.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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Where else this term matters
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Glossary
Related insurance terms
Contractors Pollution Liability
Related glossary entry: Contractors Pollution Liability.
Tortfeasor
Related glossary entry: Tortfeasor.
Florida Statute 626.854
Related glossary entry: Florida Statute 626.854.
Sublimit
Related glossary entry: Sublimit.
Builder's Risk
Related glossary entry: Builder's Risk.
Matching Statute
Related glossary entry: Matching Statute.
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