Glossary · estimating
Price List
Regional labor and material cost reference used in estimates.
Xactimate and similar tools update regional price lists regularly. Using an outdated list can result in scope-appropriate but dollar-insufficient estimates.
In practice
Where you encounter "Price List" in Florida claims
Policyholders see "Price List" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 and FS 627.70131.
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Know these too
Related terms
Projected cost of repair.
Industry-standard insurance estimating software.
A single entry in a scope of loss, with quantity and price.
Contractor overhead and profit, typically 20% added to estimates.
Tax on material costs, added to estimates.
The formula used to calculate depreciation on contents and materials.
Know the law
Related statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Where else this term matters
Emergency playbooks for every property damage type.
Every stage from first notice to settlement.
Statutes that protect policyholders.
Every common denial reason explained.
Every Florida insurance carrier profiled.
All 67 Florida counties.
Every claim term defined.
Hurricane, water, fire, roof, more.
Every major Florida storm profiled.
Decision and settlement tools.
Real Florida recoveries.
Common problems answered.
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Free review. No fee unless we recover more.
Glossary
Related insurance terms
Related glossary entry: Dwelling Form.
Related glossary entry: Payment Milestones.
Related glossary entry: Pure Loss.
Related glossary entry: Insurable Value.
Related glossary entry: Umpire.
Related glossary entry: Line Item.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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