Glossary · coverage
Insurable Value
Amount representing the property's insurable worth.
Insurable value reflects rebuild cost, not market value. Regular updates to Coverage A maintain proper insurable value.
In practice
Where you encounter "Insurable Value"
Policyholders encounter "Insurable Value" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
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Related
Related terms
Endorsement Number
Identifier for specific policy endorsement.
Policy Period Extension
Coverage continuation via endorsement.
Underinsurance
Coverage insufficient for full rebuild.
Debris Removal
Removal of damaged material from site.
Loss of Income
Coverage for income lost during restoration.
Business Personal Property
Contents owned for business use.
Know the law
Related statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Related resources
First 48 Hours
Emergency playbooks.
Claim Process
FNOL to settlement.
Florida Law
Statutes.
Denied Claims
Denial reasons.
Carriers
Carrier profiles.
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All 67 counties.
Glossary
Claim terms.
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Damage categories.
Storms
Storm profiles.
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Decision tools.
Case Studies
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Help Center
Common problems.
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Glossary
Related insurance terms
Umpire
Related glossary entry: Umpire.
Line Item
Related glossary entry: Line Item.
Named Peril
Related glossary entry: Named Peril.
Concealment
Related glossary entry: Concealment.
Non-Admitted Carrier
Related glossary entry: Non-Admitted Carrier.
Sales Tax
Related glossary entry: Sales Tax.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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