Glossary · legal
Matching Statute
Florida Statute 626.9744 requiring reasonable visual matching in repairs.
Requires that repairs reasonably match undamaged surrounding areas. If matching impossible, full replacement may be required. Key leverage in roof, siding, and flooring claims.
In practice
Where you encounter "Matching Statute"
Policyholders see "Matching Statute" referenced in policy language, claim correspondence, and scope documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See FS 626.854 on public adjuster representation and FS 627.70131 on carrier duties.
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Know these too
Related terms
Continuous Trigger
Coverage theory where multiple policy years share a progressive loss.
Contingent Liability
Conditional coverage based on triggering events.
Concealment
Failure to disclose material information; can void coverage.
Cure Period
Time carrier has to correct a violation after notice.
Efficient Proximate Cause
The dominant cause in a chain of causation.
Examination Under Oath Waiver
Agreement to forgo the carrier's right to EUO.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
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Glossary
Related insurance terms
Named Insured
Related glossary entry: Named Insured.
Forced Place Insurance
Related glossary entry: Forced Place Insurance.
Proof of Loss
Related glossary entry: Proof of Loss.
Estimate
Related glossary entry: Estimate.
Total Loss
Related glossary entry: Total Loss.
Aftermarket Parts
Related glossary entry: Aftermarket Parts.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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