
Glossary · legal
Florida Statute 626.854
Defines and licenses public adjusters in Florida.
FS 626.854 governs public adjuster licensing, contracts, fee caps (10% for declared-emergency claims, 20% otherwise), and conduct rules.
In practice
Where you encounter "Florida Statute 626.854" in Florida claims
Policyholders see "Florida Statute 626.854" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Related terms
A signed document transferring your claim rights to a contractor.
Your carrier recovering from the at-fault party after paying your claim.
The dominant cause of a loss in a chain of causation.
Sets carrier duties and deadlines.
Sets the notice-of-claim deadlines.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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Glossary
Related insurance terms
Related glossary entry: Sublimit.
Related glossary entry: Builder's Risk.
Related glossary entry: Matching Statute.
Related glossary entry: Named Insured.
Related glossary entry: Forced Place Insurance.
Related glossary entry: Proof of Loss.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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