Glossary · legal
Assignment of Benefits
A signed document transferring your claim rights to a contractor.
AOB lets a contractor (roofer, water restoration company, etc.) negotiate directly with your insurance carrier and receive payment. Florida Statute 627.7152 now heavily regulates AOBs after abuse in the 2010s.
Example. A roofer who asks you to sign an AOB after a hurricane is asking for your claim rights. Read everything. Consult a public adjuster first.
In practice
Where you encounter "Assignment of Benefits" in Florida claims
Policyholders see "Assignment of Benefits" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Know these too
Related terms
Your carrier recovering from the at-fault party after paying your claim.
The dominant cause of a loss in a chain of causation.
Defines and licenses public adjusters in Florida.
Sets carrier duties and deadlines.
Sets the notice-of-claim deadlines.
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Where else this term matters
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
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What kind of damage?
Pick the closest match. We will ask for details next.
No obligation. No fee unless recovery.
Free review. No fee unless we recover more.
Glossary
Related insurance terms
Related glossary entry: Deductible.
Related glossary entry: Pack-Back.
Related glossary entry: Fair Rental Value.
Related glossary entry: Quick-Pay Discount.
Related glossary entry: Civil Remedy Notice (CRN).
Related glossary entry: Wind Mitigation Form.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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