Glossary · process
Quick-Pay Discount
Carrier offer of reduced settlement for rapid closure.
Carriers sometimes offer quick-pay settlements at reduced amounts to close claims faster. Generally disadvantageous to homeowners; review carefully before accepting.
In practice
Where you encounter "Quick-Pay Discount"
Policyholders see "Quick-Pay Discount" referenced in policy language, claim correspondence, and scope documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See FS 626.854 on public adjuster representation and FS 627.70131 on carrier duties.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know these too
Related terms
Supplemental claim specifically for hurricane damage discovered later.
Confirmation of active coverage at a specific point in time.
Terms defining how the loss payout is calculated.
Agent with authority to underwrite and bind coverage.
A claim that has been reported but not yet finally resolved.
Carrier advance before full settlement.
Know the law
Related statutes
Your representation rights.
Statutory deadlines.
When you must file.
Homeowner claim bill.
Reasonable matching requirement.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes that protect you.
Every denial reason.
Florida carrier profiles.
All 67 counties.
Every claim term.
Damage categories.
Florida storm profiles.
Decision tools.
Real recoveries.
Common problems.
No obligation. No fee unless recovery.
Free review.
Glossary
Related insurance terms
Related glossary entry: Civil Remedy Notice (CRN).
Related glossary entry: Wind Mitigation Form.
Related glossary entry: Effective Date.
Related glossary entry: Scheduled Personal Property.
Related glossary entry: Dehumidification.
Related glossary entry: Examination Under Oath Waiver.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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