Glossary · process
Open Claim
A claim that has been reported but not yet finally resolved.
Open claims affect property valuation, resale, and policy renewability. Tracking the open claim status is important for financial planning.
In practice
Where you encounter "Open Claim"
Policyholders see "Open Claim" referenced in policy language, claim correspondence, and scope documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See FS 626.854 on public adjuster representation and FS 627.70131 on carrier duties.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know these too
Related terms
Hurricane Supplemental
Supplemental claim specifically for hurricane damage discovered later.
Insurance Verification
Confirmation of active coverage at a specific point in time.
Loss Settlement
Terms defining how the loss payout is calculated.
Managing General Agent
Agent with authority to underwrite and bind coverage.
Partial Payment
Carrier advance before full settlement.
Payment Milestones
Discrete payments tied to repair progress.
Know the law
Related statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Go deeper
Related resources
First 48 Hours
Emergency playbooks.
Claim Process
FNOL to settlement.
Florida Law
Statutes that protect you.
Denied Claims
Every denial reason.
Carriers
Florida carrier profiles.
Locations
All 67 counties.
Glossary
Every claim term.
Claim Types
Damage categories.
Storms
Florida storm profiles.
Calculators
Decision tools.
Case Studies
Real recoveries.
Help Center
Common problems.
No obligation. No fee unless recovery.
Need a claim reviewed? A licensed Florida public adjuster can help.
Free review.
Glossary
Related insurance terms
Recoverable Depreciation
Related glossary entry: Recoverable Depreciation.
Claim Severity
Related glossary entry: Claim Severity.
Structured Settlement
Related glossary entry: Structured Settlement.
Appraisal
Related glossary entry: Appraisal.
Florida Statute 626.9744
Related glossary entry: Florida Statute 626.9744.
Coinsurance
Related glossary entry: Coinsurance.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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