Glossary · process
Appraisal
A binding dispute resolution process for claim amount.
When you and the carrier disagree on the claim amount, appraisal clauses in most policies allow each side to pick an appraiser. A neutral umpire resolves disagreements. Binding on both.
In practice
Where you encounter "Appraisal" in Florida claims
Policyholders see "Appraisal" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Related terms
First Notice of Loss
Your initial report of a claim to the insurance carrier.
Proof of Loss
A sworn statement detailing your claim.
Mitigation
Steps you take to prevent further damage after a loss.
Public Adjuster
A state-licensed professional who represents policyholders.
Company Adjuster
A carrier-employed adjuster who represents the carrier.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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Where else this term matters
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Glossary
Related insurance terms
Florida Statute 626.9744
Related glossary entry: Florida Statute 626.9744.
Coinsurance
Related glossary entry: Coinsurance.
Mold Sublimit
Related glossary entry: Mold Sublimit.
Policy Period
Related glossary entry: Policy Period.
Public Adjuster Contract
Related glossary entry: Public Adjuster Contract.
Florida Statute 627.70132
Related glossary entry: Florida Statute 627.70132.
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Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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