Glossary · legal
Structured Settlement
Payment over time instead of lump sum.
Structured settlements spread payment over multiple years. Less common in property claims but seen in severe or catastrophic cases with ongoing ALE.
In practice
Where you encounter "Structured Settlement"
Policyholders encounter "Structured Settlement" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
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We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Related
Related terms
Agreement releasing a party from liability.
Settlement agreement terminating future claims.
Claim rejection by operation of law.
Duty of honest dealing.
Insurer obligation to defend insured in third-party claims.
Know the law
Related statutes
Public adjuster.
Carrier duties.
Notice deadlines.
Bill of Rights.
Matching.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
Carrier profiles.
All 67 counties.
Claim terms.
Damage categories.
Storm profiles.
Decision tools.
Real recoveries.
Common problems.
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Glossary
Related insurance terms
Related glossary entry: Appraisal.
Related glossary entry: Florida Statute 626.9744.
Related glossary entry: Coinsurance.
Related glossary entry: Mold Sublimit.
Related glossary entry: Policy Period.
Related glossary entry: Public Adjuster Contract.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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