Glossary · legal
Duty to Defend
Insurer obligation to defend insured in third-party claims.
Primarily liability-side duty, but can apply to third-party disputes in property context.
In practice
Where you encounter "Duty to Defend"
Policyholders encounter "Duty to Defend" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Related
Related terms
Payment over time instead of lump sum.
Agreement releasing a party from liability.
Settlement agreement terminating future claims.
Claim rejection by operation of law.
Duty of honest dealing.
Know the law
Related statutes
Public adjuster.
Carrier duties.
Notice deadlines.
Bill of Rights.
Matching.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
Carrier profiles.
All 67 counties.
Claim terms.
Damage categories.
Storm profiles.
Decision tools.
Real recoveries.
Common problems.
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Glossary
Related insurance terms
Related glossary entry: Appurtenant Structures.
Related glossary entry: Loss Assessment Coverage.
Related glossary entry: CLUE Report.
Related glossary entry: Pack-Out.
Related glossary entry: Wear and Tear.
Related glossary entry: Subrogation.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Browse more