Glossary · estimating
Labor Burden
Overhead added to labor costs in estimates.
Labor burden (taxes, insurance, benefits) typically 25-35% on top of wages. Carrier estimates should include burden; verify against your estimates.
In practice
Where you encounter "Labor Burden"
Policyholders encounter "Labor Burden" in policy language and claim correspondence. Knowing the precise definition keeps you from accepting carrier framing.
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Related
Related terms
Replacement Cost Estimator
Tool estimating rebuild cost.
Xactimate Update
Quarterly pricing update in Xactimate.
Materials Tax
Sales tax on materials component of estimate.
Know the law
Related statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Go deeper
Related resources
First 48 Hours
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Claim Process
FNOL to settlement.
Florida Law
Statutes.
Denied Claims
Denial reasons.
Carriers
Carrier profiles.
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Glossary
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Glossary
Related insurance terms
Assignment of Benefits (AOB)
Related glossary entry: Assignment of Benefits (AOB).
Deductible
Related glossary entry: Deductible.
Pack-Back
Related glossary entry: Pack-Back.
Fair Rental Value
Related glossary entry: Fair Rental Value.
Quick-Pay Discount
Related glossary entry: Quick-Pay Discount.
Civil Remedy Notice (CRN)
Related glossary entry: Civil Remedy Notice (CRN).
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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