Glossary · legal
Homeowner Claim Bill of Rights
Statutory rights summary for Florida policyholders.
Required to be provided by carriers within 14 days of FNOL per FS 627.7142. Summarizes the carrier's duties and your rights.
In practice
Where you encounter "Homeowner Claim Bill of Rights" in Florida claims
Policyholders see "Homeowner Claim Bill of Rights" referenced in policy language, claim correspondence, and carrier scope of loss documents. Knowing the precise definition under Florida practice keeps you from accepting carrier framing. See also FS 626.854 on Public Adjuster licensing and FS 627.70131 on carrier duties.
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Know these too
Related terms
Assignment of Benefits
A signed document transferring your claim rights to a contractor.
Subrogation
Your carrier recovering from the at-fault party after paying your claim.
Proximate Cause
The dominant cause of a loss in a chain of causation.
Florida Statute 626.854
Defines and licenses public adjusters in Florida.
Florida Statute 627.70131
Sets carrier duties and deadlines.
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A licensed Florida public adjuster will review your policy and loss documentation for free.
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- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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Where else this term matters
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Glossary
Related insurance terms
Content Cleaning
Related glossary entry: Content Cleaning.
Extended Replacement Cost
Related glossary entry: Extended Replacement Cost.
Proximate Cause Chain
Related glossary entry: Proximate Cause Chain.
Bad Faith
Related glossary entry: Bad Faith.
Roof Payment Schedule
Related glossary entry: Roof Payment Schedule.
Sinkhole Activity
Related glossary entry: Sinkhole Activity.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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