What do I do if
Food truck or trailer damaged at home.
Business vehicles excluded from homeowners.
Food truck or trailer damaged at home.
Root cause
Why this happens
Business vehicles excluded from homeowners.
Know the law
Your rights
File on commercial auto policy.
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What kind of damage?
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What to do
Solution steps
- 01
Step 1
Determine correct policy
- 02
Step 2
File on commercial vehicle insurance
- 03
Step 3
Document damage separately from home
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Dealing with this? Free review.
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Similar scenarios
Related problems
Seawall damaged.
Seawalls often excluded or limited.
Vintage car damaged in garage.
Vehicles excluded from homeowners.
Business inventory stored at home damaged.
Business inventory typically excluded from homeowners.
Client property damaged at home (home business context).
Clients' property not covered under homeowners.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Common problems.
See also
Other common problems
Inherited valuables without appraisal damaged.
Another situation Florida policyholders face mid-claim.
Multiple contractor coordination complications (variant 3).
Another situation Florida policyholders face mid-claim.
Repairs didn't restore property to pre-loss condition.
Another situation Florida policyholders face mid-claim.
My dog bit someone; lawsuit threatened.
Another situation Florida policyholders face mid-claim.
Carrier is demanding an Examination Under Oath.
Another situation Florida policyholders face mid-claim.
Carrier engineer report appears biased toward carrier.
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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