What do I do if
Carrier is demanding an Examination Under Oath.
Carriers invoke EUOs when they suspect fraud or want to lock in the claimant's sworn testimony before committing to coverage.
Carrier is demanding an Examination Under Oath.
Root cause
Why this happens
Carriers invoke EUOs when they suspect fraud or want to lock in the claimant's sworn testimony before committing to coverage.
Know the law
Your rights as a Florida policyholder
You must appear, but you have the right to counsel. Prepare thoroughly. EUO is policy-required; failure to appear can void coverage.
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What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Engage a public adjuster or attorney immediately
- 02
Step 2
Review policy EUO provisions
- 03
Step 3
Prepare with counsel
- 04
Step 4
Appear at EUO with representation
- 05
Step 5
Request a copy of transcript promptly
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Similar scenarios
Related problems
Carrier is requesting medical records in my property claim.
Property claim medical record requests are rare and usually inappropriate.
Carrier threatened non-renewal if I file a claim.
Carriers sometimes imply or state that claim filing affects renewability.
My carrier reduced my coverage at renewal without asking.
Carriers frequently adjust policy terms at renewal. Unilateral coverage reductions must be disclosed.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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See also
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Free claim review
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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