
What do I do if
Repairs didn't restore property to pre-loss condition.
Poor contractor work or scope errors.
Repairs didn't restore property to pre-loss condition.
Root cause
Why this happens
Poor contractor work or scope errors.
Know the law
Your rights
Work must restore to pre-loss condition.

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Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Document defective work
- 02
Step 2
Provide reference photos/specifications
- 03
Step 3
Demand rework under warranty
- 04
Step 4
File supplemental claim if scope inadequate
No obligation. No fee unless recovery.
Dealing with this? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carrier or vendor won't return personal items packed out.
Pack-out vendor retention or loss of items.
Contractor threw away original materials I wanted salvaged.
Poor communication about salvage intent.
A contractor I hired damaged my property.
Contractor negligence during work.
Repair contractors quoting gouged prices post-storm.
Post-disaster pricing pressure.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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See also
Other common problems
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Another situation Florida policyholders face mid-claim.
Carrier is demanding an Examination Under Oath.
Another situation Florida policyholders face mid-claim.
Carrier engineer report appears biased toward carrier.
Another situation Florida policyholders face mid-claim.
Insurance agent made a mistake affecting my coverage.
Another situation Florida policyholders face mid-claim.
Retaining wall damaged.
Another situation Florida policyholders face mid-claim.
Scope document has multiple revisions (variant 3).
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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