What do I do if
A contractor I hired damaged my property.
Contractor negligence during work.
A contractor I hired damaged my property.
Root cause
Why this happens
Contractor negligence during work.
Know the law
Your rights
Contractor liability coverage or breach of contract.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Document damage caused by contractor
- 02
Step 2
File on contractor's insurance
- 03
Step 3
Consider small claims or breach of contract if contractor uninsured
No obligation. No fee unless recovery.
Dealing with this? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carrier or vendor won't return personal items packed out.
Pack-out vendor retention or loss of items.
Repairs didn't restore property to pre-loss condition.
Poor contractor work or scope errors.
Contractor threw away original materials I wanted salvaged.
Poor communication about salvage intent.
Repair contractors quoting gouged prices post-storm.
Post-disaster pricing pressure.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Common problems.
See also
Other common problems
Inspection found more damage than the first quote.
Another situation Florida policyholders face mid-claim.
My tree fell on multiple properties; whose insurance covers what
Another situation Florida policyholders face mid-claim.
My loss was caused by neighbor's negligence.
Another situation Florida policyholders face mid-claim.
Antique furniture damaged.
Another situation Florida policyholders face mid-claim.
Carrier claims to have lost submitted documents (variant 3).
Another situation Florida policyholders face mid-claim.
Attorney vs public adjuster decision (variant 4).
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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