What do I do if
Carrier sent inexperienced inspector who missed scope.
CAT surges and staffing drive inexperienced inspector assignments.
Carrier sent inexperienced inspector who missed scope.
Root cause
Why this happens
CAT surges and staffing drive inexperienced inspector assignments.
Know the law
Your rights as a Florida policyholder
Proper scoping is required regardless of inspector experience.
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- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Document missed scope with photos
- 02
Step 2
Submit reinspection request
- 03
Step 3
Request senior adjuster
- 04
Step 4
Engage independent public adjuster
No obligation. No fee unless recovery.
Dealing with this problem? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carrier ignored my appraisal demand.
Carriers sometimes try to avoid appraisal to maintain negotiation leverage.
Settlement check bounced or insufficient funds.
Rare but happens with insolvent carriers.
Carrier requests invasive home tour.
Carriers sometimes request broad tours beyond damage location.
Carrier refused my reinspection request.
Carriers sometimes refuse reinspection to avoid scope expansion.
Carrier denied reopening after I found new damage.
Carriers sometimes close claims prematurely.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
Go deeper
Related resources
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Help Center
Common problems.
See also
Other common problems
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Another situation Florida policyholders face mid-claim.
Coverage definition ambiguous in policy (variant 2).
Another situation Florida policyholders face mid-claim.
Depreciation release significantly delayed (variant 3).
Another situation Florida policyholders face mid-claim.
Jewelry appraisal is outdated; value higher now.
Another situation Florida policyholders face mid-claim.
Someone hit my house and fled.
Another situation Florida policyholders face mid-claim.
Carrier disputes the public adjuster fee claimed from settlement.
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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