What do I do if
Carrier requests invasive home tour.
Carriers sometimes request broad tours beyond damage location.
Carrier requests invasive home tour.
Root cause
Why this happens
Carriers sometimes request broad tours beyond damage location.
Know the law
Your rights as a Florida policyholder
Tours must be reasonable and scope-limited.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Request specific scope of tour
- 02
Step 2
Limit to damaged areas only
- 03
Step 3
Have witness or representative present
- 04
Step 4
Document every area photographed
No obligation. No fee unless recovery.
Dealing with this problem? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carrier ignored my appraisal demand.
Carriers sometimes try to avoid appraisal to maintain negotiation leverage.
Settlement check bounced or insufficient funds.
Rare but happens with insolvent carriers.
Carrier refused my reinspection request.
Carriers sometimes refuse reinspection to avoid scope expansion.
Carrier denied reopening after I found new damage.
Carriers sometimes close claims prematurely.
Insurance claim pending after home sale.
Claim rights and proceeds allocation complicate home sales.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your representation rights.
FS 627.70131 Carrier Duties
Statutory deadlines.
FS 627.70132 Notice
When you must file.
FS 627.7142 Bill of Rights
Homeowner claim bill.
FS 626.9744 Matching
Reasonable matching requirement.
Go deeper
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See also
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Free claim review
Your policy says more than you think. Find out what you are actually owed.
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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