What do I do if
Insurance claim pending after home sale.
Claim rights and proceeds allocation complicate home sales.
Insurance claim pending after home sale.
Root cause
Why this happens
Claim rights and proceeds allocation complicate home sales.
Know the law
Your rights as a Florida policyholder
Pre-sale agreements govern. Unsettled claims can be assigned or retained.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
What to do
Solution steps
- 01
Step 1
Review purchase agreement on claims
- 02
Step 2
Confirm assignment rights
- 03
Step 3
Coordinate with buyer and carrier
- 04
Step 4
Document resolution
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carriers sometimes try to avoid appraisal to maintain negotiation leverage.
Rare but happens with insolvent carriers.
Carriers sometimes request broad tours beyond damage location.
Carriers sometimes refuse reinspection to avoid scope expansion.
Carriers sometimes close claims prematurely.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Relevant statutes
Your representation rights.
Statutory deadlines.
When you must file.
Homeowner claim bill.
Reasonable matching requirement.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes that protect you.
Every denial reason.
Florida carrier profiles.
All 67 counties.
Every claim term.
Damage categories.
Florida storm profiles.
Decision tools.
Real recoveries.
Common problems.
See also
Other common problems
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Florida claim updates
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