What do I do if
Carrier disputes the public adjuster fee claimed from settlement.
PA fees are capped by FS 626.854 and paid from the settlement.
Carrier disputes the public adjuster fee claimed from settlement.
Root cause
Why this happens
PA fees are capped by FS 626.854 and paid from the settlement.
Know the law
Your rights as a Florida policyholder
Fees within statutory limits are payable. Carriers cannot unilaterally reduce.
Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Verify fee is within FS 626.854 cap
- 02
Step 2
Confirm PA contract is properly executed
- 03
Step 3
Document fee calculation
- 04
Step 4
Escalate with statutory basis if carrier resists
No obligation. No fee unless recovery.
Dealing with this exact problem? Free review.
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Similar scenarios
Related problems
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854 Public Adjusters
Your right to professional representation.
FS 627.70131 Carrier Duties
What carriers must do and when.
FS 627.70132 Notice Deadlines
When you must file.
FS 627.7142 Bill of Rights
What the carrier owes you.
FS 626.9744 Matching
Reasonable matching requirement.
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Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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