
What do I do if
Carrier disputes the public adjuster fee claimed from settlement.
PA fees are capped by FS 626.854 and paid from the settlement.
Carrier disputes the public adjuster fee claimed from settlement.
Root cause
Why this happens
PA fees are capped by FS 626.854 and paid from the settlement.
Know the law
Your rights as a Florida policyholder
Fees within statutory limits are payable. Carriers cannot unilaterally reduce.

Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
What to do
Solution steps
- 01
Step 1
Verify fee is within FS 626.854 cap
- 02
Step 2
Confirm PA contract is properly executed
- 03
Step 3
Document fee calculation
- 04
Step 4
Escalate with statutory basis if carrier resists
No obligation. No fee unless recovery.
Licensed Florida public adjuster. No fee unless we recover more.
Similar scenarios
Related problems
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Relevant statutes
Your right to professional representation.
What carriers must do and when.
When you must file.
What the carrier owes you.
Reasonable matching requirement.
Go deeper
Related resources
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See also
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Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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