What do I do if
The carrier is delaying inspection of my fire damage.
Carrier backlog, complex causation investigation, or subrogation issues can delay fire inspections.
The carrier is delaying inspection of my fire damage.
Root cause
Why this happens
Carrier backlog, complex causation investigation, or subrogation issues can delay fire inspections.
Know the law
Your rights as a Florida policyholder
FS 627.70131 requires inspection within reasonable time after FNOL. Your ALE benefit should cover interim lodging. Delays do not extinguish coverage.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
What to do
Solution steps
- 01
Step 1
Document ALE expenses thoroughly
- 02
Step 2
Request inspection scheduling in writing
- 03
Step 3
Escalate to the carrier's executive complaint line
- 04
Step 4
File a DFS complaint if delay exceeds 30 days without justification
No obligation. No fee unless recovery.
Licensed Florida public adjuster. No fee unless we recover more.
Similar scenarios
Related problems
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When Florida carriers become insolvent, Citizens or FIGA absorbs policies.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Relevant statutes
Carrier duties and deadlines.
Notice of claim deadlines.
Public adjuster representation rights.
Go deeper
Related resources
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See also
Other common problems
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Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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