What do I do if
The carrier is delaying inspection of my fire damage.
Carrier backlog, complex causation investigation, or subrogation issues can delay fire inspections.
The carrier is delaying inspection of my fire damage.
Root cause
Why this happens
Carrier backlog, complex causation investigation, or subrogation issues can delay fire inspections.
Know the law
Your rights as a Florida policyholder
FS 627.70131 requires inspection within reasonable time after FNOL. Your ALE benefit should cover interim lodging. Delays do not extinguish coverage.
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What kind of damage?
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What to do
Solution steps
- 01
Step 1
Document ALE expenses thoroughly
- 02
Step 2
Request inspection scheduling in writing
- 03
Step 3
Escalate to the carrier's executive complaint line
- 04
Step 4
File a DFS complaint if delay exceeds 30 days without justification
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Similar scenarios
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Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 627.70131
Carrier duties and deadlines.
FS 627.70132
Notice of claim deadlines.
FS 626.854
Public adjuster representation rights.
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See also
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
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