What do I do if
Carrier-selected sinkhole testing minimized the damage.
Carrier-selected geotechnical firms may find less damage than independent firms.
Carrier-selected sinkhole testing minimized the damage.
Root cause
Why this happens
Carrier-selected geotechnical firms may find less damage than independent firms.
Know the law
Your rights as a Florida policyholder
You can commission independent testing. Florida Statute 627.706 provides dispute mechanisms.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
What to do
Solution steps
- 01
Step 1
Commission independent geotechnical testing
- 02
Step 2
Commission independent structural engineer evaluation
- 03
Step 3
Compare findings line-by-line
- 04
Step 4
Invoke FS 627.7015 mediation if necessary
No obligation. No fee unless recovery.
Licensed Florida public adjuster. No fee unless we recover more.
Similar scenarios
Related problems
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No uninsured-motorist coverage exists for homes (only auto). Your homeowners policy responds.
When Florida carriers become insolvent, Citizens or FIGA absorbs policies.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Relevant statutes
Carrier duties and deadlines.
Notice of claim deadlines.
Public adjuster representation rights.
Go deeper
Related resources
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See also
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Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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