What do I do if
Workshop used for side business damaged.
Commercial use can void homeowners coverage for that space.
Workshop used for side business damaged.
Root cause
Why this happens
Commercial use can void homeowners coverage for that space.
Know the law
Your rights
Incidental business use may be permitted; material commercial use isn't.
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What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Review policy business-pursuits provisions
- 02
Step 2
Document use percentage
- 03
Step 3
Consider business endorsement at renewal
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster representation.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Homeowner Bill of Rights.
FS 626.9744
Matching statute.
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See also
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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