
What do I do if
Whole-house generator damaged.
Standby generators are permanent installations with specific coverage.
Whole-house generator damaged.
Root cause
Why this happens
Standby generators are permanent installations with specific coverage.
Know the law
Your rights
Generator is typically covered under dwelling.

Free claim review
Get a free claim review from a licensed Florida public adjuster.
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Include in structural scope
- 02
Step 2
Obtain specialty contractor quote
- 03
Step 3
Document original installation
No obligation. No fee unless recovery.
Dealing with this? Free review.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Security camera/alarm system damaged.
Specialty low-voltage systems require specific scope.
Smart home automation system damaged.
Integrated systems complicate replacement.
Free claim review
Still building your claim? We can help right now.
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Common problems.
See also
Other common problems
Irrigation/sprinkler system damaged.
Another situation Florida policyholders face mid-claim.
My deductible is higher than I expected.
Another situation Florida policyholders face mid-claim.
Carrier denied reopening after I found new damage.
Another situation Florida policyholders face mid-claim.
Food truck or trailer damaged at home.
Another situation Florida policyholders face mid-claim.
Inherited valuables without appraisal damaged.
Another situation Florida policyholders face mid-claim.
Multiple contractor coordination complications (variant 3).
Another situation Florida policyholders face mid-claim.
Free claim review
Your policy says more than you think. Find out what you are actually owed.
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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