What do I do if
Short-term vacation rental guest damaged property.
STR platforms have damage coverage; homeowners may exclude.
Short-term vacation rental guest damaged property.
Root cause
Why this happens
STR platforms have damage coverage; homeowners may exclude.
Know the law
Your rights
Platform damage coverage first, then insurance.
Free claim review
We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
What to do
Solution steps
- 01
Step 1
File platform damage claim
- 02
Step 2
Consider STR-specific insurance
- 03
Step 3
Review homeowners for STR use coverage
No obligation. No fee unless recovery.
Licensed Florida public adjuster.
Similar scenarios
Related problems
Carriers sometimes impose deadlines unsustainable for actual repair.
Life circumstances can force relocation during restoration.
Subrogation sometimes fails due to evidence, statute, or defendant insolvency.
Illness or incapacity during claim handling.
Rental damage coverage depends on lease and policy.
Free claim review
A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
Know the law
Relevant statutes
Public adjuster.
Carrier duties.
Notice deadlines.
Bill of Rights.
Matching.
Go deeper
Related resources
Emergency playbooks.
FNOL to settlement.
Statutes.
Denial reasons.
Carrier profiles.
All 67 counties.
Claim terms.
Damage categories.
Storm profiles.
Decision tools.
Real recoveries.
Common problems.
See also
Other common problems
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Another situation Florida policyholders face mid-claim.
Free claim review
Licensed Florida public adjusters. Free claim review. No recovery, no fee.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details next.
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