
What do I do if
Shed workshop tools and equipment damaged.
Business equipment sublimits may apply.
Shed workshop tools and equipment damaged.
Root cause
Why this happens
Business equipment sublimits may apply.
Know the law
Your rights
Personal tools typically covered; business tools may have sublimit.

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What kind of damage?
Pick the closest match. We will ask for details later.
What to do
Solution steps
- 01
Step 1
Distinguish personal vs business
- 02
Step 2
Document tools with photos
- 03
Step 3
File under appropriate category
No obligation. No fee unless recovery.
Dealing with this? Free review.
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Related problems
Free claim review
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A licensed Florida public adjuster will review your policy and loss documentation for free.
- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
Know the law
Relevant statutes
FS 626.854
Public adjuster.
FS 627.70131
Carrier duties.
FS 627.70132
Notice deadlines.
FS 627.7142
Bill of Rights.
FS 626.9744
Matching.
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Free claim review
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- ✓Licensed Florida public adjusters
- ✓We work for policyholders, not insurance companies
- ✓No fee unless we recover more than you were offered
What kind of damage?
Pick the closest match. We will ask for details later.
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